A paid-off Moffat County deed of trust still needs a release

Paying the final loan balance settles the debt, but the recorded deed of trust still needs a release. In Moffat County, the Treasurer serves as Public Trustee and processes releases of deeds of trust.

The current release checklist calls for the original note marked paid in full or qualifying indemnification. A lost original note requires a lost-instruments bond. The package also needs the original deed of trust, or a copy showing its recording information, a completed notarized release form, and the required fee.

After payoff, keep the payoff letter and confirm that the release appears in the county recording records. When buying, ask the title or closing professional to resolve any old deed of trust that still appears without a recorded release.